How much does Zeller cost?

It’s free to sign up for Zeller.
There are no set-up fees, monthly fees, or lock-in contracts.
You’re only charged when you accept a payment.
In-person payments.
Accept in-person payments with Zeller Terminal.
In-person payments
1.3%
Excludes American Express. Even lower rates for larger businesses.
Other cards
1.99%
For American Express, business and international cards.
MOTO payments
1.5%
For domestic Mastercard and Visa cards.
Zeller Terminal
£99
Ex VAT. No monthly fees or hidden charges.

Online Invoice payments
Accept online invoice payments with Zeller or Xero Invoices.
Subscription fee
£0
No monthly invoicing subscription fees.
Send online invoices
Free
Create and send unlimited online invoices.
Invoice transaction fee
1.5%
For domestic Mastercard and Visa cards.
Settlement fee
Free
Get your funds as fast as the next day.
Virtual Terminal payments
Key in and charge card payments securely from any browser.
Subscription fee
£0
Free to use, with no monthly subscription fees.
Payment links
Free
Send unlimited payment links via email or SMS.
Transaction fee
1.5%
For domestic Mastercard and Visa cards.
Settlement fee
Free
Get your funds as fast as the next day.
Business Accounts
Switch to a better business financial solution.
Zeller Business Account
Free
Business Accounts are free, with no monthly fees.
Minimum balance requirements
£0
No minimum monthly balance required.
Account setup fee
£0
It's free to sign up for your Zeller Business Account.
Transfer fees
£0
Free, unlimited real-time fund transfers.
Debit Cards
Streamline your business spending.
Zeller Debit Card
Free
Free, unlimited physical business debit cards.
Virtual cards
Free
Issue free, unlimited virtual business debit cards.
Annual card fees
£0
No recurring annual fees or hidden charges.
Transaction fees
£0
Just the exchange rate, no hidden fees.
Expense Cards
Manage and track team or project expenses with Zeller Expense Cards.
Monthly card fee
£5
Try your first card free. Additional cards cost £5 per card, per month. Ex VAT.
Transaction fees
£0
Just the exchange rate, no hidden fees.
Software fees
£0
No costly expense management software fees.
Report download fees
£0
Access spend reports from Zeller App or Dashboard.
Everything’s included.
Sign up free, then discover everything that comes with your new Zeller Account.
Accept payments
Accept card payments, virtual terminal, and online invoice payments with flat-rate pricing for all cards.
Debit and Expense Cards
Issue unlimited, free business debit cards, or create expense cards to manage and track team expenses.
Financial reporting
Report by transaction, card, account, site or contact from Zeller Dashboard or in the Zeller App.
Business Accounts
Unlimited free accounts, fast real-time transfers, and no monthly fees.
Xero Integration
Get paid and manage your finances for free with Zeller's integration with Xero.
24/7 support
Speak to our team via phone, email and SMS, plus dedicated fraud and chargeback monitoring.







