Zeller Debit Card

Turn sales into business spending

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In your mobile wallet

Add Zeller Debit Card to your mobile wallet, for fast and secure contactless payments.

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Custom branded cards

Make your brand stand out by adding your logo and name to every Zeller Debit Card.

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Easy reconciliation

Attach receipts or notes to transactions via Zeller App to streamline expense management.

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Zero fees

Spend with confidence, with no setup, account, or international transaction fees.

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Pick your card

Use Zeller Debit Cards for secure online and in-store spending, bill payments, and subscriptions. Issue single-use virtual cards to keep your details secure, or create physical cards for your wallet.

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Your card. Your brand.

Make your brand stand out at every payment. Add your logo to Zeller Debit Cards and create cards by team or purpose — all included at no extra cost.

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Take control of every expense

Categorise transactions, link them to contacts, and add notes or receipts to simplify month-end expenses. Set spend limits to stay on budget.

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No international fees

Paying global suppliers or international subscriptions? Spend in any currency with £0 international fees.

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Secure online spending

Shop securely with 24/7 transaction monitoring, multiple layers of encryption, and extensive fraud protection with every payment. 

Join thousands of global businesses using Zeller

I use Zeller Debit Card for all my business spending, from ingredients to petrol, making it easy to track expenses.

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Don't pay to manage your own money

It’s free to use Zeller Debit Card

Monthly account fees

Free

Transaction fee

£0

International fees

£0

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Make the switch to Zeller

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Sign up free

It takes minutes to create a free Zeller Account.

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Add funds

Transfer funds to create your opening balance.

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Start spending

Create a free Zeller Debit Card instantly.

Frequently asked questions

A business debit card enables you to make purchases (both in-person and online) and manage your expenses, straight from your business account. Similar to a personal debit card you can pay for goods and services in-store and online.

With a Zeller Debit Card, you can make international purchases, as well as add your card digitally to your Google, Samsung or Apple Pay Wallet.

There are two types of Zeller Debit Cards:

  • Virtual debit cards - You can create a virtual card on Zeller Dashboard and start spending instantly online and in-store via a mobile wallet.

  • Physical debit cards - Order a physical Zeller Debit Card to shop online and in-store.

  • Instant access to your business account funds. Spend directly from your Zeller Business Account — your money is ready when you need it.

  • Clear, real-time transaction management. Track every card payment instantly in your Zeller Dashboard, making it easier to track spending, understand cash flow and stay in control.

  • Increased security - Your Zeller Business Debit Card gives you full control over your business’ spending, and provides you with fraud protection and spending controls to prevent unauthorised transactions.

  • Minimise accounting paperwork - Connect your transactions straight into Xero, meaning less paperwork and fewer headaches when it comes to reimbursements and bookkeeping.

  • Monitor and control team spending - Issue individual debit cards to your managers and get full oversight on their business spending. As an admin, you also have the ability to lock, cancel, or close their cards.

No you can't use your Zeller Debit Card for personal use. Your Zeller Debit Card and Zeller Business Account can only be used for business transactions, and we currently don't offer cards and accounts for personal use.

We would recommend utilising your Zeller Business Account and Debit Card, to keep business purchases separate from your personal transactions.

To get a Zeller Debit Card, you first need to sign up for your free Zeller Account. You can then issue a free Zeller Debit Card from the Zeller Dashboard. You can choose to create a physical Zeller Debit Card (which will be shipped to you in 3-5 business days), or issue a virtual Zeller Debit Card which you can add to your Google or Apple wallet instantly.

You can issue your employees with a Zeller Debit Card instantly from Zeller Dashboard. They will need to ensure they have completed their ID verification (which is accessible under Profile Settings → Security).

Alternatively, if you need a solution to track and manage employee spending, you may also consider trying Zeller Expense Cards, which you can learn more about here.

As you grow your business in the UK, you’ll need to pay bills, suppliers, employees, and make purchases. Zeller Debit Card is your all-in-one solution to make payments and keep track of your budget.

Our free business debit cards are linked to your Zeller Business Account and can be used to make purchases in-store or online, for business-related expenses. It's a convenient and efficient way for business owners to access and manage their funds.

Business debit cards: An essential tool

Business debit cards for small businesses are a great way to improve cash flow management by enabling business owners to track their expenses in real time, with a clear view of where and how their money is being spent.

The use of cash and cheques continues to decline, as small business debit cards are a quicker, more convenient and secure way to pay for expenses.

Equipped with advanced security features including chip technology and fraud detection, Zeller Debit Card can help protect against unauthorised transactions to keep your money secure.

Plus, having an electronic record of every purchase makes it easier to track expenses for accounting purposes, saving you time and effort.

The Zeller Debit Card does not support cash withdrawals. By keeping transactions digital, we ensure all business spending can be easily traced for simplified end-of-month reconciliation and help businesses avoid costly ATM fees.

Access your funds faster

In the past, your business might have needed to rely on business loans to support gaps in your cash flow while waiting for payments to be settled.

With Zeller Business Account, payments accepted on your Zeller Payment Terminal (or via Zeller Online Invoices) are settled overnight, 365 days a year.

This helps keep your finances in check by letting you only spend the revenue you have generated, mitigating negative cash flow.

Affordable business spending

Annual card fees and transaction fees may look like minimal expenses in isolation, but these charges add up over time.

Zeller Debit Card is issued by Visa, and it comes with unlimited electronic transactions, no monthly or yearly accounts fees, no lock-in contracts and fee-free transactions on domestic purchases. All this means more affordable business spending for you.

Manage the leading business debit card from anywhere

From your Zeller Dashboard, you can apply for new business debit and expense cards, lock or cancel cards if they are lost or stolen.

Zeller prioritises convenience so you don’t waste time waiting in line at a busy bank branch, or sit on the phone on hold. You can manage, order and issue Zeller Debit Cards for you and your team on the go, right from your mobile phone with the Zeller App.

Set up and activate Virtual Cards in minutes, and if an existing card goes missing, it can be locked or cancelled at the click of a button.

Zeller gives you everything you need to do to take control of your business spending, all in one powerful mobile app.

Virtual business debit cards for your mobile wallet.

With the convenience and added security of mobile wallets, more business owners are choosing to pay contactlessly using their phones.

Small business owners too can streamline their business spending with Zeller Debit Card, thanks to our integrations with Apple Pay and Google Pay.

It’s simple to add your Zeller Debit Card to your smartphone, and you don’t even need to wait for your physical card to arrive to start spending.

Simply log in to Zeller Dashboard, instantly create a new virtual card, then add it to your mobile wallet with a few taps.

Track business expenses

Zeller Dashboard gives you an overview of your business spending in real-time, to help manage your budget. You can add notes, assign contacts and upload receipts to each transaction, so you know exactly where your money is going very handy when reporting expenses at tax time.

Manage team expenses

With Zeller, managing your team’s spending is easier than ever. Simply order a new physical card for every team member or create unlimited virtual cards.

You can track their spending with up-to-the-minute transaction lists in both Zeller Dashboard and Zeller App, and set spending or transaction limits for each card.

Business Debit Card by Visa

Created in partnership with Visa, Zeller Business Debit Card can be used anywhere Visa is accepted. This means business owners can benefit from Visa's global network. Supported in many countries and territories, it’s a reliable payment option for international transactions.

This makes Zeller one of the best business debit cards for UK businesses to make online orders from businesses located outside of the country.